Diwali, the festival of lights, is the most auspicious occasion dedicated to invoking the divine blessings of Goddess Lakshmi (wealth & prosperity), Lord Ganesha (wisdom & obstacle remover), and Lord Kuber (guardian of riches & fortune). The sacred Diwali Pooja is performed to attract financial abundance, happiness, and success while removing negativity and obstacles from life.
This pooja is observed on Amavasya (New Moon Night) of Kartik Month and holds immense significance for businesses, homes, and personal growth. It aligns cosmic energies, welcomes fortune, and ensures peace and prosperity.
Diwali Pooja Vidhi (Step-by-Step Ritual Process) 
1. Preparation & Auspicious Muhurat Selection- Choose the best Diwali Pooja Muhurat (Laxmi Poojan Time) based on Pradosh Kaal (Evening Time) and Choghadiya Muhurat.
- Clean and purify the home and workplace to remove negative energies.
- Decorate the house with rangoli, toran (door garland), lights, and diyas to invite divine energies.
- Arrange a sacred altar (Chowki) with idols/images of Lakshmi, Ganesha, and Kuber Ji.
- Keep gold/silver coins, jewelry, account books (Bahi-Khata), and a Kalash on the pooja altar.
2. Ganesh Pooja (The Beginning with Auspiciousness)- Lord Ganesha, the remover of obstacles, is worshipped first to ensure a smooth and blessed ceremony.
- Offer modak, durva grass, red flowers, and sandalwood paste to Lord Ganesha.
- Light an oil lamp and chant the Ganesh Mantra:
“Om Gan Ganapataye Namah” (108 times).
3. Lakshmi Pooja (Invoking the Goddess of Wealth & Fortune)- Worship Goddess Lakshmi with full devotion for prosperity, success, and financial stability.
- Offer kumkum, turmeric, akshat (rice), lotus flowers, sweets, and gold/silver coins to the Goddess.
- Chant the Lakshmi Beej Mantra:
“Om Shreem Hreem Shreem Mahalakshmye Namah” (108 times). - Recite the Shri Suktam or Lakshmi Ashtakshar Stotra for divine blessings.
- Perform the Lakshmi Aarti with devotion and joy.
4. Kuber Pooja (Attracting Wealth & Financial Growth)- Lord Kuber, the treasurer of the gods, is worshipped to enhance financial abundance and wealth accumulation.
- Offer cloves, saffron, sweets, and rice grains to Lord Kuber.
- Chant the Kuber Mantra:
“Om Yakshaya Kuberaya Vaishravanaya Dhanadhanyadi Pataye Dhanadhanyasamriddhim Me Dehi Dapaya Swaha” (108 times).
5. Navgraha & Vastu Pooja (Harmonizing Planetary & Home Energies)- Worshipping Navgrahas (Nine Planets) ensures cosmic balance and removes doshas.
- Vastu Pooja is performed for harmony and prosperity in the house.
- Chant powerful Navgraha and Vastu Mantras for universal blessings.
6. Havan (Sacred Fire Ritual for Purity & Protection)- Prepare the Havan Kund and ignite the sacred fire using ghee, mango wood, and sacred herbs.
- Offer ghee, sesame seeds, camphor, and Samagri (divine herbs) into the fire while chanting:
“Om Shreem Hreem Kleem Maha Lakshmyei Namah Swaha” (108 times). - Havan purifies the surroundings and invites divine vibrations into the home.
7. Aarti & Prasad Distribution- Perform the Lakshmi Aarti, Ganesh Aarti, and Kuber Aarti with diyas, bells, and conch sound.
- Seek blessings for happiness, success, and abundance.
- Distribute Prasad (sweets, fruits, and dry fruits) among family members and guests.
Additional Diwali Rituals for Maximum Prosperity 
Dhan Prapti Yantra Sthapana – Installing a Shri Yantra or Kuber Yantra attracts boundless wealth. Deep Daan (Lighting Diyas for Ancestors & Gods) – Offering lighted lamps (Diyas) to rivers, temples, and at home pleases deities. Chanting Mahalakshmi Stotra & Vishnu Sahasranamam – Brings divine grace and spiritual upliftment. Opening Bahi-Khata (Accounting Book) with Mantras – Businessmen initiate new financial records with the blessings of Lakshmi-Ganesh. Donating Food, Clothes & Money – Offering food, money, and gifts to the needy pleases Goddess Lakshmi. Benefits of Performing Diwali Pooja 
Brings Wealth & Prosperity – Invites financial abundance and growth. Removes Negative Energies – Purifies the home and attracts positivity. Ensures Business & Career Success – Strengthens financial stability and business expansion. Brings Peace & Happiness – Enhances family harmony and spiritual connection. Removes Vastu & Planetary Doshas – Creates a balanced and positive living space. Auspicious Muhurat for Diwali Pooja 
Lakshmi Poojan is best performed in the evening (Pradosh Kaal) on Diwali (Amavasya Tithi).
Avoid Rahu Kaal & inauspicious planetary positions for best results.By performing Diwali Pooja with faith, devotion, and proper rituals, one attracts immeasurable fortune, divine blessings, and everlasting happiness.
May Goddess Lakshmi bless you with endless prosperity and success this Diwali!